Will my bad account be removed from my credit report when I file Chapter 7

Hi Bo, I’ve had a Chapter 7 discharge since Jan. 07, that included a foreclosure. The 1st , 2nd , and one credit card are still reporting me 120 days past due. Are these creditors required to remove their info from my report, or do I need to send dispute forms? Thanks for your help, BJ
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"majors@oskie.com" / to Will my bad account be removed from my credit report when I file Chapter 7? / show details / Jun 22
No creditors are not required to remove bad credit marks from my credit report when I file and discharge a chapter 7.
In fact all bad payments will show for seven years.
The worst effect is for the first 2 years after the bad credit's "date of last activity".
So it is very important to get and keep new good rated credit.