Car repo removed from my credit report be creditor

A Car Repo is about 7 years old but was paid off in 2005. My credit score is 658 and I want to raise it so that I can qualify for a better mortgage payment on a new home loan in about 30 days I contacted the original creditor who said they would remove it and also send out a letter confirming that removal from the credit report. However that was told to me 2 years ago when the accout was paid and it still is not remove. What can I do to have this removed so that my credit score can raise. Also it is making my debt to income ratio look rather shaky because it shows that I have two auto loans for more than I can pay. I have a good rate but would like to qualify for a lower mortgage payment. Please help. Life is choice driven, we live or die by the choices we make. I Choose to Live!
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"majors@oskie.com" / to Car Repo get quailfied better rate / show details / Jun 21
Do the deal with the original creditor
It might make you go up to 700's i dont know
but
658 should get a decent rate. your not gonna get ripped off at that score I dont think