My name is Live Human and I was just looking at my credit report and I have some questions. Hopefully you can help me out. If I pay off debt that was already sent to the collection agency will that make my credit score better? Also if I cancel some cards that I have open and that are paid off will that hurt my credit? Should I just leave them open? Please email me and let me know! thanks!
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Bo Majors / to live Human Being / show details / Apr 18
Keep the credit cards open for new good credit. At least 3 rated trade lines.
Negotiate before you pay.
Yes it will help your credit anytime you pay something off.