I just want to say Thank you for all of the information you provide. It has helped me tremendously. I have spent close to $5,000 on people who claim to Repair Credit only to end up in a worst situation or nothing happening at all. So I recently decided to do it myself. I only wish I would have used that money toward some of my debt.

Anyway, I do have a question for you that I haven't been able to figure out on my own. On my credit report there are numerous names that are suppose to be my name or names I've used. They have different spelling or a middle initial or a letter is off of the last name, etc.etc. I have not used these names to get credit nor have I requested credit under these names. Does this hurt my credit? In addition to the various names are also addresses at residencies I never lived.

Should I be concern about them? If so, can you advise how I would go about getting them removed please.
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You should not be to concerned about these.
This happens when someone makes a mistake typing in your info for credit.
One can dispute this stuff though.
Use my free dispute form to get one clear name on your report.