I recently got a credit report from all major three and noticed that there are 3 medical collections and 3 past due accounts.
I must remove them completely ASAP, due to the fact that I graduate in a month and employers will not hire me for that.
What should I do to remove them effectively?
I have paid 2 medical collections in full already.
Please help ~!!!!! Thanks
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Bo Majors / to Live human / show details / May 3
Should have negotiated to get them off completely before you paid. But the employer will most likely let you go if all things showed paid in full.
Of course get the others up to date and paid as agreed.
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Thanks for your quick reply Bo. I appreciate it.I have some skepticism about credit removal.
1. The 2 medical collection agency(BAY AREA CREDIT) told me they willremove them once I write the reasons why so delay on payments. I told themto write a letter to back it up, but they say it is not possible.
2. I signed up with ACADEMY LAW FIRM to remove the negative items. Istill have 2 more days to cancel.Should I really believe BAY AREA CREDIT when they say they will removethem?I do not think the ACADEMY LAW FIRM will do the job but ripping me off.
Lastly, I have a collection on medical bill, pay $50 monthly out of$2500.00.----should I write a letter to make sure I get removal after thefull pay? or validation letter?IT WILL BE BOTHERSOME, but PLEASE HELP.
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Get something in writing from bay area credit. YES!
I would have negotiated before I started payments. But Yes here too. When you start making payments you have validated the debt so there is no need to validate it. Why would you pay if it is not yours.
Monday, June 25, 2007
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