Hi, how you doing, I have been having problems with my credit report, but in 2000 I was in the hospital cause I was having problems, and then I nerver recieved a billo cause some of my insurance was paying for it, well after i moved they nerver sent me a bill telling me how much it was so they waited till 2005 and put it in the report, but it will stay for 2 years since they waited 5 yrs to put it in there, what can i do about that,
and Suggestions
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Thats what one expects if they move. Creditors cant find you so they put it on your report and make you find them. You should validate the debt if you are unsure about it. http://www.oskie.com/how-i-get-paid-collection-collections-account-removed-credit-report-completely.htm

I would negotiate to pay in full if they take it off.

http://www.oskie.com/credit-repair-negotiate-with-creditors-remove-delete-bad-credit-collections-charge-offs.htm