Hey Bo
I have found your website very informative, for the last 3 months I have been working very hard to raise my credit score which started at a very low 524 now it is up to 554. I have paid off all my collection accounts and 2 credit card charge offs. for the last 6 months I haven't been late on any revolving or installment account. all the collections have been deleted from my credit report, although the 2 charge off credit cards shows "paid in full" they would not delete totally. I have a Truck Loan 1 yr old Harley Loan 3 years old (one 30 late pay last year(was out of the country)) credit card 500 limit which I pay off each month, and a 5000.00 signature loan which was paid off in a year. I think the thing that is really effecting my score is about 4 years ago I lost my job and couldn't make my payments and I have some 30 60 90 120 late pays. We want to purchase a home in the fall through the veterans "va" loan program and want to raise my score as quick as I can. Just looking for some things to do this quickly

Thank you for your time

Real Person
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"majors@oskie.com" / to Real Person /show details / Jun 14 (2 days ago)
keep the good stuff going and forget the rest
your score will go up by the time you are ready for a house