I have question about my two Charge Accounts by Macys/Fdsb . My recent card report says that i have past due of 437+33 on two cards which were opened in dec 2002 and closed in dec 2004.
It also shows that credit has been closed by grantor in dec 2004.
Mine score is 675. I am paying bills on time from aug 2006. have 2 current cards.
What should i do to remove above two negative reports.
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Re-Open those cards and get them to get it straight after one year. Or try to get it straight by talking to the card creditors.
For sure they need to show paid.
With a 675 though it is not hurting your score much. They are already past 2 years old and you may not see any score change by paying.
I would pay though if I think I might owe it. Negotiate before you pay to have it removed.
http://www.oskie.com/credit-repair-negotiate-with-creditors-remove-delete-bad-credit-collections-charge-offs.htm
Friday, August 24, 2007
Credit Cards, Closed by grantor, Remove
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