What letter do I send to find out my balance on a closed or charged off account

I was reading thru your website and it has inspiried me to start working to repair my credit. I do believe i'm at the bottom barrel of credit and am looking to repair damage done within the last 24 months. What letter do I use to request the total balance on an closed account from the original creditor as on my credit report no collection agency is listed.
I would like to pay these accounts either in full or thru payment plans and hopefully reopen the closed credit cards and pay on an repo car.
Please let me know the best way to begin this process.
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just dispute it with the bureaus first
say it is not yours then use the addresses and phone number to call or write for that information
there is not any pat letter
just write what is my balance on account #send a copy of your driver license
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Credit card closed by creditor. Should I pay them off

I have a credit card that has been closed by the creditor but I still owe about $4,000 on it. If I pay it down, will this help my credit? What is the best way to proceed with this?
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It always helps to pay something down or off.

If you can, pay them off.
I would try to re open the card and after one year asked for the creditor to only report the last 12 months activity or too have the old lates removed.

Credit Cards, Closed by grantor, Remove

I have question about my two Charge Accounts by Macys/Fdsb . My recent card report says that i have past due of 437+33 on two cards which were opened in dec 2002 and closed in dec 2004.
It also shows that credit has been closed by grantor in dec 2004.
Mine score is 675. I am paying bills on time from aug 2006. have 2 current cards.
What should i do to remove above two negative reports.
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Re-Open those cards and get them to get it straight after one year. Or try to get it straight by talking to the card creditors.
For sure they need to show paid.

With a 675 though it is not hurting your score much. They are already past 2 years old and you may not see any score change by paying.

I would pay though if I think I might owe it. Negotiate before you pay to have it removed.
http://www.oskie.com/credit-repair-negotiate-with-creditors-remove-delete-bad-credit-collections-charge-offs.htm