Hi Bo…I have several accounts on my credit report that are charged off. However, some have no open date nor original debtor and I have no idea when or even if I opened them. A couple show to be closed but collection companies picked them up and are wanting money after the fact. Who do I pay to correct this?
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Dispute anything old or unknown as not yours.
Use this free credit dispute form.
Send it certified mail.
read directions
addresses on form
Saturday, August 18, 2007
charge offs, dont recognize, old charge offs
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