Will you give me advice or pointers on how to delete charge off accounts on my credit report. I am trying to get back on track with my credit. My credit mainly consist of installment debt and collection debt that has been charged off. What can I do? Your response, time, and concern would be greatly appreciated.
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if you paid the charge off, there is nothing much you can do but dispute the collections as not yours and hope
if they are unpaid then negotiate for some credit help on your credit score before you pay.
Installment late payments are pretty much set in stone unless they have beem paid off a long time ago or the company went out of business or something. Get these late payments 24 months old with no new lates and your bad credit score will go up.
Thursday, February 21, 2008
How do I delete charge off acounts on my credit report?
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to dispute a charge off, you hae to write a letter to the bureaus to discpute the item and the reason is because the debt was not aryfied with the creditor. ask the bureau to send you erification of the debt, which they HAE to hae on file and they HAVE to send it toby law. if they will not respond to you within 30 days, it has to be removed. make sure you send the letter cirtified so you and they know they receied the letter that way they will not hae any excuses ad it's for your own protection and secuiry. if you have more questions, e-mail me: angie2714@gmail.com
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