Credit counseling and past late payments paid off.

I have two credit cards that i went through credit counseling, and even though i paid every month, I paid lower monthly amounts that my credit counseling told me to pay but they didn't finalize the agreement with my credit card companies yet. I didn't catch this right away and now I have late charges on my account for not paying enough. I have been on time for the last three years and know they are paid off, but I still have negative reporting. Also, i was late on my student loan, but know paid in full three years ago. Is there anything I can do to get the negative off my report. Two years ago I was at 520 now I am at 670 but I can't get any better. I have three credit cards with little balance and higher credit limits. I haven't missed a payment in over three years, but two years ago I paid of two collections, and I didn't negotiate with them before i paid them off. If you could help I would really appreciate it
----------------------
you can dispute those old accounts and hope
but more than likely you have done all you can for now other than wait

oh
a 670 fico score is pretty good