Got a new credit card and my score did not go up

The fico score has been more consistent climbing from the 550 up to about 602 with the disputes and the other thing that I had removed. I had opened a Orchard bank credit card and it remained at 602. The true credit scores have went from 550 to 592 and back to 568 with the opening of the new card. Can you provide some clarity, and maybe suggest a good credit monitoring service. Oh yea and none of those reports and score match up with a all in one WAC report that a mortgage person might use.
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it takes 12 months reported MR to help your credit report FICO score.Usually you score goes down a little when you first open an account