Fico scores are automatic calculations made by a machine

Like I said I pay all of my bills on time. everytime. I only have two cc bill one is paid off but I put $20/mth on it and the othe is at about $180 and I will be paying that off in Dec. I have never been late on my house payment nor my car paymt so how do I get the score to come up, after everyone corrected their faults. My biggest problem is that these companies can say what they want if they can prove it. But when I proved them wrong, they don't fix the score, because they have nothing to do with fixing the score " so they say
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scores are calculated by machines at the bureaus that scan your credit history.
So creditors do not make scores.
creditors can update the credit history you have with them only
if i could see your report i might be able to help you more but probably not

in light of that
validate, negotiate, dispute and keep new good credit.
eventually ones score will go up. 2 years maximum time till 680 scores