Chapter 13 discharged but still some accounts list balances. I need a home loan

I am trying to get negative information off of the credit report.

The first thing is from Chicago Municiple Court Bank 1. My husband and I do not know what this is and we can not find a phone number to contact them. All that is listed is a reference number but it is showing up on our Experion report as owing $524.00.

The second thing is we filed chapter 13 in 2003 during this time we owned a time share (Emerald Pointe at Grand Vista) we surrendered it as terms of the chapter 13. It is showing up today as we owe over 6,000 on the report from Experion. I have called several places since Emerald Point has changed ownership several times. Each company I have called states it is not their problem they closed account due to non payment. I am currently waiting on the last contact person to call me back which has been since 11/5/07. We moved in 2005 to another state and some valuable papers were damaged beyond repair so I do not have any documentation that we surrendered the deed except for my word. I do know that it was in the chapter 13 so how can we address this issue to get it removed from the report?

We are trying to get the best possible rate to qualify for a home purchase.

I have read many of your tips and find them to be very helpful. We keep open one credit card make purchase and pay it off. We have a car loan through a credit union and the score is in the high 600's what can we do to raise it quickly even with the chapter 13 still showing up? We paid the chapter 13 off in 2005.

I have other documentation from medical companies / second mortgage that we have paid off the bill but it still shows on the credit report do we mail a copy of the paid reciept to the credit reporting agencies?
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www.oskie.com/credit-dispute.htm
dispute the first one as not yours.
wait for 30 days and see what happens. go from there

dispute the second one as not yours or error on report
see what happens

do exactly what you said on the last one.
these should show on your report as included in bk zero balance.

might need to do all this in 2 or 3 letters.

do the first to at once on one dispute form to all bureau affected

do the last in waves of no more than 4 at a time. I don;t know how many you have.
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http://www.oskie.com/after-bankruptcy-credit-report-repair-credit-card.htm