1. How do I remove incorrect home addresses from my credit report?
2. How do I remove inquiries from my credit report (those that affect my scores)?
some of those addresses are not mine, ever! and I don't have a clue as to where all the inquiries come from because I have only applied for credit twice in 2 years
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well you should dispute them
and say you think someone is fraudulently accessing your credit file
use the dispute form here
then add in a small letter explaining your position
might add a copy of your report and circle the errant entries
many credit reports list the phone numbers to every entry
at the bottom of the report
for
inquiries
public records
collections
credit accounts
If you have those i would call them
then send a letter validating the entry
u could use a debt validation letter but remake it to validate an inquiry
Monday, December 31, 2007
these addresses and inquiries on my report are not mine. How do I get them off?
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I had a 5 student loan that went to default and was reported on my credit. I complete my probation they told me they are going to remove all negative marks from my credit. How many point it will increase once they get remove from my credit.
I had a 5 student loan that went to default and was reported on my credit. I complete my probation they told me they are going to remove all negative marks from my credit. How many point it will increase once they get remove from my credit.
none if the account are more than 24 months old and you dont 3 lines of credit reported one of the three major credit reporting bureaus. Equifax, Transunion, Experian. If the date of last activity is within the past 24 monets and you have some good reported credit now, then probably about 100 points.
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