Wednesday, December 26, 2007

Credit report has errors. Says I have credit I never had.

Hi, I have just turned 18... I have been declined jobs and credit cards because in 2005 & 2006 store cards were opened under my name with correct information just wrong DOB, they believe I tried to look over 18 to get credit, however none of the accounts are in debt but I will fail credit checks everytime making it impossible for me to get a credit card or a job, i've not done anything.
I've requested a credit report and will dispute but what will happen now what are the procedures costs and time?
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use the credit dispute form
and dispute the incorrect items on your 3 credit reports

everything above is totally free if you cancel the credit report service in less than 7 days
is worth one or two months / to make sure the updates and dispute really worked
and
how much it increased my credit score

credit dispute answered by mail within 20 - 40 daysof mail date.

once everything is cleared up
try these bad credit / no credit / credit card offers' that say / reports to bureaus.

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