Students loans and garnished wages

I was so happy to find you on the web and am hoping that you can give me some advice. My credit is awful and am trying my best to clean it up! The most pressing issue right now is my student loans. I owe Sallie Mae for defaulted student loans. They are currently garnishing my wages. I have been in contact with them to try to get set back up on some sort of monthly payment plan (if that's possible at this point!). The amount that they are garnishing is not leaving me enough to pay my bills each month. After speaking with them, I completed a financial statement and provided them a W-2 and check stub. I am hoping to be set back up on a monthyl payment schedule in lieu of a garnishment for credit purposes, but feel that the best I can hope for is a reduction in the garnishment percentage. When examining my credit report, I show several loans from Sallie Mae. Is this correct? 2 of them show as "transferred". I think according to my credit report, It looks like I owe a lot more than I do. How can I fix this? Not sure if this information will be helpful, but this is what is listed:
S L M Financial Corp (Transferred/Current, was past due 30 days) $8,181
Sallie Mae 3rd PTY LSCF (Transferred/Claim filed with government) $1,313 Account transferred to another lender
Sallie Mae 3rd PTY LSCF (Transferred/Claim filed with government) $2,001 Account transferred to another lender
Sallie Mae 3rd PTY LSCF (Transferred/Past due 120 days) $8,182 Account transferred to another lender
State of NJ Higher Ed As (Claim filed with government/Never late) $3,386
State of NJ (HESAA) is the lender that has placed the garnishment on my wages.
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well at some point a court or goverment got involved because they could not contact you, or, you just couldnt or wouldnt pay.
so at the garnishment level you have let it go too far and now have started the only thing you can by negotiating and provided w 2's

anything on your report that looks incorrect you should dispute as incorrect.
use the dispute form

say amount incorrect or account incorect or not yours or something

wait on the response and contact me back later