Collectors might check your credit without your signature. Illegal inquiry.

The creditor might make a mistake and check your credit which is unlawful. what exactly does this mean? I have disputed alot of stuff and there are alot of inquiries on my reports, can you explain how they do this?
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if there is an inquiry that is not the result of you siging for credit then that is illegal.
unless you sign to get a car and the dealership shotguns your credit to several banks. That is legal since you signed up to get approved for a car loan.

sometimes a collection agancy will pull your credit to see if there is a new address for them to use. illegal.

when you catch someone doing the illegal you can get them to take stuff off or face FTC sanctions