Want to puchase a home will pay for credit repair

The information on your website is very helpful, but I have to admit it is also a little overwhelming. All the information is great. My wife and I want to purchase a home, but my credit score is being reported at about 550 and we are having difficulty getting a loan. I wish I could raise this soon. Do you offer any paid services to assist me in raising my credit score rather quickly? If so, I’d be interested in doing whatever it takes to make the most positive difference in the quickest time possible.
----------------------
i do not offer any paid service
all of my tips are free on on my site
in a nutshell pay off debts, after validation and negotiations for removal of late payements
have good reported, to a major bureau, credit that is at least 12 months old and, less than 80 some say 50 percent owed against your limit