I need some advice. I divorced almost 4 years ago. I had a home that was to be put on the market and sold. My ex and I were to split the profits. About $15,000. each. for over a year it was on the market, he rented it out. This year he let it go into foreclousres. He said I won't get a dime from him anymore. "He also owes back alimony". Anyway, This is on my credit report. According to a judge, he was to sell it. How can I get this off my report or will I be able to? I need help.
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Probably notbut you can add a comment about the divorce decree.
You can sue the man for the lost monies due to his stupidness and non conformation to court mandates, the credit disruption and future cost associated, and the alimony. I would place a comment on the foreclosed account.50 words or less with a court number
Tuesday, November 11, 2008
Foreclosure on my credit but my ex was supposed to pay
Wednesday, April 16, 2008
My score is low 500. Get mortgage for home loan
I am trying to purchase my first home. My credit score is in the low 500. My mortage company told me to try to pay off some of the things on my credit record so that my score will go up. 1. I have 30 days to close. will that be enough time. 2. My realtor told me I could do a straight mortage or bond for deed. She had me to sign a contract and now I hear nothing about the bond for deed I am using all my money trying to pay off old debts. Will this help me to meet the deadline.
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you will have to ask your realtor that question
get recipt of payments
use recipts for proof of payment
you can dispute items as you pay them to speed the credit report update process
say paid off in full, or paid as agreed
I did a straight mortgage to get financed on my first home 6 mos later i got a fixed rate mortgage. Is this what the realtor is talking of?
Monday, March 31, 2008
Want to puchase a home will pay for credit repair
The information on your website is very helpful, but I have to admit it is also a little overwhelming. All the information is great. My wife and I want to purchase a home, but my credit score is being reported at about 550 and we are having difficulty getting a loan. I wish I could raise this soon. Do you offer any paid services to assist me in raising my credit score rather quickly? If so, I’d be interested in doing whatever it takes to make the most positive difference in the quickest time possible.
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i do not offer any paid service
all of my tips are free on on my site
in a nutshell pay off debts, after validation and negotiations for removal of late payements
have good reported, to a major bureau, credit that is at least 12 months old and, less than 80 some say 50 percent owed against your limit