Friday, March 07, 2008

Student loan listed 4 times on my credit report

would like some information on student loans. I only pay 1 monthly payment but it is listed under 4 different loans, how do I get that to come off or just show as 1?
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most student loans are renewed time and time again
these renewals stay on your report in most cases for 7 years
if it is the same account number, same rptd date, same date of last activity DOL
THEN
this would be something you would dispute as same account or a duplicate account.
you can always dispute stuff on your credit report that you don't think is right. just don't EXPECT and positive outcome. You might get lucky though.
These accounts should show 0 zero account balance if they were renewed. So if they do not show zero balance, they would be considered in error and should be disputed as such by certified delivery mail.

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