What score do I need to get a 7% on my car loan

I am in the market for new transportation and I have recently had my credit repaired.
When I started on the Credit Repair Program my score was around the 590 mark and this was around March 2007.
In June 2007 I paid off 4 of my creditors, and I have been on time with the few I still have.
Since completing the program with this company which I was impressed with the job they did.
My wife and I are both on a few accounts together which are in good standing and I am told that has and is helped me also.
My question is I have not pulled my credit since March 2007 and I am wondering what my current score is and what is a good score to be at to get a car loan in the 6-7% range or whatever the going rate is today.
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I cannot estimate what your score might be
You need to get a free credit report now and cancel in less than 30 days and find out yourself.
CARS......AHHHHHH........did that for 12 years. Many credit unions will approve 7% range around a 640-650
the upper tier is 720-740 plus
car finance rate sheet
it on my FICO beacon score page
Here is a car loan rate sheet at a major bank and the acceptable credit scores.
775+ Preferred
25-774 Platinum
724-700 Gold 680-699 Standard
640-679 Standard 2
639-620 Standard 3
Don't submit any deals with beacon credit report fico scores lower than 620

Here is a car loan rate sheet from a major name 2nd tier credit bankCredit scores700+ Super Preferred rates in the
7's 660+ Preferred rates in the 8"s
659-620 Standard rates in the 11's
619-580 Special rates in the 13's
579-560 Regular rates in the 17's
Don't submit any deals with a score lower than 560
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thank you

now if one is not a member of a credit union can one still go to a good credit union and apply for a loan for a car if their score is in the low to mid 600's


1. If I go to free credit report.com and request a copy of my credit report I can cancel in less than 30 days? why would one do that?

2. If I know I am not going to make a move to buy until late summer, maybe even late this year, when would be a good time to go to free credit.com to request a copy of my report?
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our credit union "Accend" in tullahoma tn, will let any one in, that is a senoir citizen. So sign up your granma for 5 bucks, then you sign up then you are in.
go here to get your free credit report and cancel in less than 7 days. If I am not mistaken you get all three bureau scores.
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ok thanks for your help now being that I am in the state of Texas would that prevent me from joining being I am so far away

also if I know I am not going to make a move to buy until late summer, maybe even late this year, when would be a good time to go to free credit.com to request a copy of my report?
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there is a credit union near you
find one
find out how to get in
get in

or take your best shot with a local car dealer
i would recomend having your financing ready before you walk in and ask them if they can beat the rate.
they would have to pull our credit themselves first
then another with whatever bank they send it to.
ask them not to shotgun the deal. They can send it to 2 banks max. that would be 3 inquiries

go to autotrader or cars.com and they have financing
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thanks and I had already planned on joining a credit union and I will look into it for sure

funny you mention cars.com, I have found a couple on those sites I like but I did not think of going through them for financing

and I said a car but it really a truck I am looking to buy between now and the end of this year

thanks again for your help and professionalism and have a good day