three Rogers jeweler accounts showing but they are all the same card how can I get these merged

You're awesome! Thanks for all the great free advise. I have a couple of questions. I am really interested in using some things you wrote below but I can use a bit more details on how to do it. I have accounts that are duplicated. Some look better then the others. How do I get them merged so that it can knock some of the late payments out? For instance I have three Rogers jeweler accounts showing but they are all the same card how can I get these merged? Also I am interested in reopening accounts I closed. This will leave me with a lot of accounts open but they will all be good accounts that I paid on time. Is it wise to do it still?
Thank you, Real Person
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"Overlap past or "2 yr old" bad credit with present "within 2yrs" good credit. Use credit cards, car or personal loans to do so. Mail in $200 dollars with an application and ask to open a new account or re-open an old account and establish new good credit. Buy gas with the loan or a credit card. Pay extra each month. 12 months minimum to get a rated credit line. Make sure the creditor reports to bureaus."
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I would dispute the accounts with the bureaus first and report your finding and situation to the jeweler and see if they can help. At the same time i would try to reopen those older accounts by paying a small fee or something. Credit cards or revovling credit usually only report activity for the past 12 months. Fo this reason they become one of the best avenues to re establish good credit over bad credit.
In the jewels case i would try to reopen the accounts that show late payments not the good one. Or ask them to make the account the same, reopen it and pay it good for 24 months and Whaa laa. Good credit.
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