A while back we went through a lawyer to settle 3 credit cards. We paid a percentage and they forgave the rest. However, Discover card was in the process of suing me for the balance of the account. On the day I was supposed to be in court, my lawyer came to a settlement amount with them and a check was sent registered mail to Discover's
lawyers within hours of their phone conversation. Somehow I'm guessing Discovers representitive at court was not notified of this settlement. A month later I receive a paper in the mail for the courthouse that a jusgement was files against me for failure to appear. (I was told by my lawyer that I did not need to appear since we had reached a settlement.) I contacted my lawyer and he in turn contacted Discovers lawyers and a month after that I received another letter in the mail stating that the
default order of the previous case had been vacated. I pulled my reports and on each one is reported a judgement against me to Discover Card. To my knowledge, since there was never supposed to be a judgement because we settled, this is wrong. But I can't get it taken off. I sent registered letters to the bureaus and to Discover and even to Discover lawyers. I haven't heard back from anyone except from the bureaus and they all said they investigated but the judgement is valid and is going
to stay.
Any ideas?
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matters of law always go on your report
talk to your lawyer
the lawyer might not have informed us properly
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ask Bo majors@oskie.com
Wednesday, January 11, 2006
lawyer to settle 3 credit cards. We paid a percentage and they forgave the rest
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