make a best guess of what my Beacon will be in 2007 or so?

Quoting REALIVE HUMAN
Bo,
Thanks for providing a outstanding website and resource for us out here on the web. Without going to far into detail here is as brief a synopsis as I can give you. In December of 2004 my bankruptcy went final. Since then I have tried bit by bit to improve my credit score thru better payment history (I kept my truck to establish payment history under new circumstances). I have managed to somewhat avoid lates. My beacon has went from 395 in 2003 to 593 as of today. In reviewing my Credit reports I have noticed some old open accounts with no balances on them. Since I am hesitant in using them to avoid debt.
What is your best guess on what closing them would do to my credit score? I have become very strigant on my credit management side as I will never get to the point of bankruptcy again. I have gotten a new car loan since the bankruptcy (went into a smaller car and payment for debt management purposes) and was approved for a home loan recently. However I choose a different route for house financing because of the interest rate I was quoted (9.9). I will be taking over payments in a couple of years. As I said my beacon right now is 593 with only a car loan (405 monthly) and one credit card (paid off recently going to a once a month charge of gas and pay off plan). Would you be able to make a best guess of what my Beacon will be in 2007 or so?
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keep those 2 trade lines open
your score will increase to mid 600' even with the bk showing.
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