Can I repair bad credit and credit scores by having secured credit cards

Quoting REAL LIVE HUMAN
I have gotten rid of credit cards for a while now. Is it true that one way to build up scores slowly is to have a few secured cards, pay them off each month on a timely manner and show a good history . That way maybe for 6 months to a year your score points start to rise?
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No is is NOT TRUE! Secured credit cards normally mean I have to buy from a certain companies catalog or online website and the credit card company does not report to bureaus. They do this to keep my credit stagnant and trap me into buying more of the websites goods.
Do I know if they report to one of the three credit bureaus Equifax, Trans Union, Experian? If they do not, no credit report score help. I advocate paying a fee to get a (first rate reporting) credit card company to open credit for people whom are normally turned down. If I have been turned down for bad credit by a credit card I send them money with the same application. i also send a letter explaining I need to establish some good credit and thought if they had money in hand they could at least open an account for that amount.
"Rated Trade Lines" any credit reported to one of the big three bureaus for 12 months are considered rated trade lines and will affect my credit bad or good depending on how I pay. 6 months credit does not a credit rating make. Use the link below to apply for genuine credit cards.
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