Thursday, January 12, 2006

I filed for chapter 13 in 1996, how long is it going to haunt me

Quoting Rp
I filed for chapter 13 in 1996, how long is it going to haunt me and what do I need to do to get rid of it?
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date of dismiss papers is when the seven years start. I would see what that date is and at the seven year mark make sure it is removed.
Bk's always involve loans and all the laons should be off your credit now since you filed in 1996. So I would dispute the loans now and that should help some. I think I'm right on that last issue but not positive.
Lets assume you paid out in 98. thats the sevn year mark. There is a possibilty that you can disput it all and it will all come off. Use my free dispute form and dispute only 4 itmes per dispute

Just say the 7 year time frame has elapsed and you want them removed. Chapter 7 and 13 have different time levels one is 10 years one is 7 im not sure which. i will find out and post it on my blog and website.

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