I would like to ask a question in reference to your credit blog-I just don't see how I go about doing so...Is there a link? I have read almost everyone of your blogs over the past week. They are extremely helpful! I can ask my question on your blog if you just tell me where to! My first question is: I disputed 6 items on my credit report, 5 were deleted (MIRACLE!!!). How long before my score goes up? How long before I should purchase a new report with a new score? I am trying to purchase my first home
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email majors@oskie.com
if you were sent a letter saying they were deleted then the credit score change has already happend.
so check now.
make sure you get and keep at least 3 open and rated lines of credit reported to a bureau or bureaus
tansunion, equifax, experian.
if the items deleted were more than 2 years old do not expect a dramatic score increase and the past 24 months weight the most on a credit report.
Sunday, January 27, 2008
Disputed credit deleted how long before my score raises
Posted by
OskieGuy
at
6:16 PM
Labels: dispute credit letter, home loan, raise credit score, remove clean delete
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3 comments:
I disagree.....6 items were deleted from my credit reports and the scores have not changed in 2 week perios so far....I was told that this could take up to 45 days....
I disagree.....6 items were deleted from my credit reports and the scores have not changed in 2 week perios so far....I was told that this could take up to 45 days....
If they were deleted and your score did not change, then the chances are great that these accounts were dated from more than 2 years ago. There is also a good chance that these deleted accounts already showed zero balances making them even less inportant to your credit report.
The other question would be | Did the new credit reports show the accounts had been deleted or where the accounts still showing on your report?
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