I checked my credit report and on one of the credit reporting agency's it shows a judgment was put on my report. Do you know who reports this on my credit? The reason I am asking is due to this judgment was satisfied before the 30 day deadline and I am concerned that the plaintiff, not the courts, reported this. It is reported as satisfied, but not sure how or why it would be reported on my credit.
When somebody is placing something on a consumer's report, do you know if they are required to provide my social security number or my driver's license number? My concern is that if the plaintiff reported this, I never provided her with my social or my d.l. number. nor was a contract of any sort signed providing the plaintiff with my information.
I have tried to find out this information from the credit agency, but have not had any luck getting a straight answer. If the plaintiff reported this and has my information, what can I do about it, as it would be pretty unnerving to know that she illegally got hold of my information. I really need some advice on this, as this small judgment ($479.00) that was paid and showing as satisfied on my report has hurt me when applying for credit. The plaintiff used to be a friend of mine and was very upset that she did not get the $4000.00 she was trying for and I worry that she may be trying to damage me by doing this...if she reported this and not the courts.
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courts report judgments
not random people
these are public records in court archives
you might try the debt validation form
if you know what court
if you don;t know
you can dispute the item with each affested bureau and an adress and phone must be provided
find the forms here
all debts have to be valid line of legal documents
I would say go on and remember. Court equals bad.
the goal here is noo lates on 3 - 4 open accounts.
everything reported bad
ie: judgments
more than 2 years old
pay and go on
Monday, January 07, 2008
Remove a paid judgment on my credit report. Who reports judgments?
Posted by
OskieGuy
at
4:34 PM
Labels: court order, judgments, legal rights law, remove clean delete, remove judgment
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