Multiple debt collection agencies, and most recently, a law firm are calling me looking for my husband. Our divorce is still pending. We have been separated for over four years. He is being sued for credit card debt and there is a court date scheduled in May 2008. He is ignoring it. The law firm is going after the house which is in both of our names. I put in 100% of the down payment and I paid every mortgage payment by myself. The man is a bum (hence, the divorce), never works, and lives off the alimony I am forced to pay him and uses our two daughters to collect child support from me.
He doesn't care that there will be a lien on the house and that this will screw up my credit and force me to pay off his debts before I can refinance or sell the house. I know he is purposely racking up credit card debt and not paying it just to make more trouble for me and bring me down financially. I already have over $30,000 in credit card debt myself because of attorney fees. I have no late payments or defaults.I need to see a copy of my husband's credit report to know how many lines of credit he has open, what he owes, and how late his payments are.
Since I'm not a business, an apartment manager, or a credit agency... can I ask my divorce attorney to ask the judge to issue a court order for my husband to produce a copy of his credit report? Aren't I entitled to full financial disclosure? I think this would also show the judge that he is unstable, financially irresponsible, and unable to keep a job to provide for his kids.
A man like this has no business having his kids living with him 50% of the time. What can I do? If I can get him to agree to transfer the title to my name alone before May 2008, would that protect me and my credit rating? What will happen to my house and my credit after May 2008 when he loses by default by not showing up to court?
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your report will show
j for joint
s for co sign
or
i for individual
you don't need his report
i would put a stop on anything thats shows a
s or j
ask the court for an order and
call the creditors fast.
I would sell or refi the house NOW
and any cars or installment loans that have collateral.
if not
you could deal with this for years
Wednesday, January 16, 2008
debt collection looking for my ex husband who does not pay
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