I have requested all three of my reports and on all three there are different items that I have disputed more than once I am pre-approved for a mortage but because of these items the interest rate is sky-high, now I did get one thing deleted that was over 12yrs old it was a secured credit card that was paid and closed in 1993 but by some strange occurance a collection agency put this on
my report saying that I re-newed this acct in 1999 and again in 2003, untrue then there are items that I am paying on that show no movement at all on the amounts and one was totally paid off and closed in 2005, I have sent the reporting agency some documents that will prove what I am saying these will go hopefully to the credit reporting agency that the mortage company uses and boost
my score to what it should be but the credit reporting agencies say (we contacted the creditor and found that this is true), I am at a lost as to where to
go from here
----------------
Good on the one thing deleted.
So the collection has to do with the one thing deleted?????
can't tell....
When you make payments on collection or charge offs or judgements, usually no movement is shown until you have "paid in full" and then it will show paid in full but not help your score becaues you failed to "pay on time and as agreed".
You do not state 1.what type of account 2. how old the account is 3. how much for. All these things have bearing on what one can do to have it removed.
you also do not stae what your score is. It is very hard to dissiminate questions with very few facts to work on.
I hope it will boost your score also.
Monday, February 20, 2006
requested all three of my reports and on all three there are different
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment