my score for one is 620, the other is 589

Yes the one thing deleted is the one that has been closed for 12yrs., my score for one is 620, the other is 589. and the last one is 611, which is the score for the one deleted, i am paying on these accts as I retired in 2002, and waited for SOCIAL SECURITY to kick in that is why I got behind on these bills they are credit cards that I had one is for 503.00, the other is for , 553.00 but the biggest one is for GATEWAY which I pay monthly in the amount of 50.00 which I have been paying since last yr the amount of this was 1,800.00 which now is 1,553.00
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You are working hard and looking good. I think you will recover nicely. I do not think the files will be removed though. I think they will be marked PAID at some point. Open up another credit line somewhere to help overlap your bad credit and increase your score. If you don't you will loose your score.

Go to my credit page and get a credit card to buy gas with. If they turn you down pay the money to open one up. Buy gas only and pay more than you charge each month. in 12 months you will have a rated trade and a higher score.