and I can get it off my report can they put the negative listing back on

Quoting Live Human

Hi Bo,
I was wondering if I could get your advice. I want to dispute a paid charge off account and a collection account, what should I write? Also, if an account is in collections now and I can get it off my report can they put the negative listing back on? Even if I pay each month after it’s off?
Thank You for your time
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Mark not my account
Most collections do not show up on your report if you work a deal out right off the bat. If you dilly dally they put it on your report. My advice would be to ask them if the collection had been placed on my report yet. If not then make a deal to keep it off. If they have make a deal to have it removed upon payment or do not pay. It does not help a score much to have something show paid collection. UNLESS you are getting a loan and 'that' is a prerequisite to getting the loan approved.
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