went to the doctor in January 2005. There must have been some type of error with the insurance

I went to the doctor in January 2005. There must have been some type of error with the insurance because the doctor was never paid.
I filed chapter 7 bankruptcy and it cleared in January of 2006. I didn't include the doctor on the bankruptcy because I never received a bill.
A collection has started showing up on my credit report now, after the bankruptcy. It was not there before. They are also re-reporting it every 6 months.
I disputed this with Experian stating that I had cleared bankruptcy since I incurred the debt. The collection agency responded that the debt was accurate. Is there anything that I can do?
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if it was not included it was not included
there for accurate
try this
free-credit-help-sample-form-letter-letters
debt validation

Insurance premiums are going up each year because of my credit score

I recently received my automobile insurance bill and home owners bill from the Hartford insurance company. I have been with this company for 4 or 5 years now.
Each year my insurance keeps increasing and they say it is due to my credit, they claim that I need 40 years of credit history. There are to many people looking at my account, to many credit cards, etc.
I have one credit card, one car payment and one mortgage payment. My wife and I have a large money market account and a large IRA fund built up. We pay an additional $300 dollars per month to the principal on our mortgage.
I have never heard of such garbage.
My credit is impeccable, I have never declared bankruptcy and my credit score last time I checked was 780. I am told that is a good score.
I actually purchased this insurance through AARP, so assumed it was an honest company, now I think the reason my rates keep going up are because of my age.
I am 67 years old, I am sure the company would not want to fall into an age discrimination law suit if they told me the truth.
I have never collected on either policy, have never had an accident or any tickets.
Should I start looking for another insurance company or is this something that there is an answer for to reduce my insurance premiums?
It certainly is not my credit that is making my premiums rise.
I wish to thank you in advance for your response.
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That sounds like you are right spot on.
I do not see that I could help any further as you know what is going on.

i would suggest maybe talking to the bbb or ftc or even your state attorney general about untruthfulness.
there has to be some accountability here. So put their feet to the fire if you can.

Insurance collection on my credit report. I have no idea what it is for

I have an account on my credit report that I have no idea what it is for. There is no money amount. Under comments it says paid was a collection account insurance claim or government claim or was terminated default. Could you explain this to me if you can. I am so confused
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my advice would be to
dispute that item as not yours and find out.

Medical collection on an insurance dispute. Remove clean delete

I have a medical collection due to an insurance dispute and would like some coaching to get it removed from my report. I am getting divorced and not receiving all the mail. My husband's insurance changed processing agents and was requesting documentation of additional coverage (which I didn't have) before they paid my claim. I was unaware of their request due to my husband's lack of notification. When I discovered the charge was on my report I called the doctor's office and paid the bill in full. Now I find out that I over paid because they were a PPO for our plan. The insurance company is paying the doctor directly and now I have to fight them to receive the overage plus they won't help me to remove it form my credit report. I haven't contacted the collection company yet and would like to know which is the best direction to go to have this issue resolved.
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the ppo would be liable for the late payments
thats why to doctor bill doesnt want to help
all they see is you were late and thats all
maybe the ppo could help

but if you already paid there is no incentive to get the doctor to help now that they have the money in hand

so i would haggle with the ppo and see wht relief you can get
and of course the my husband thing will always be trouble
until
you are totally removed from all loans, insurance and anything credit

Medical bills sent to collections. Insurance

Hi, Bo

I emailed you before and you were a great help. But now I have another big issue that i seem to not be able to get off

I send valadtion letter to West assest after 30 days of no response I send Val follow up,
I then sent dispute letter to CRA that they sent me back as verified.

I then for the 3 and forth time requested detail bills from this company because I have had and still have medical insurance that they never billed. still with no response so I called company they told me they do not send bills

PLEASE HELP there is 17 account from them on CR
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if its insurance you have to work that our yourself
somehow

if one does not follow up on certified delivery mail
debt validation

call your state attorney general and the ftc and your local bbb

Graduate with student loans. Full scholarship athlete

I am a recent graduate of Temple University where I have about $7,000 in Student Loans, where I have been on time. I have some medical bills that are outstanding; however they occur as a direct result of my Track and Field Career at that school where I was a full scholarship athlete. I know that these bill are covered by the school, because I was insured under their policy. I have been disputing these bills FOREVER. I believe it's because of those bills that I cannot obtain additional credit. What can I do? I need to open two more lines of credit. I have a decent job and I don't have any problems making a down payment for credit. Please advise
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goto
the u
and ask for help
stop working the wrong end
ask for credit help and insurance and understanding
which means i have to understand

Collections Agency Billing Insurance, paid collection

Can a collection agency report an account before billing medical insurance? I have dual insurance with 100% coverage and collection agencies have reported me with unpaid accounts before billing secondary insurance. When insurance pays the bill in full they upgrade the report to a paid collection. Most will delete the record but it is a hassle. Is it true that if you have insurance and the provider either does not bill or bills incorrectly that you do not have to pay?
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I would not think so.
I always have to pay.
Collections is a natural way for medical providers to collect.
Hospitals DO have to treat anyone who seeks treatment.
We all say medical is free to the indigent. This is not wholly true . Medical providers have the legal right to ruin credit on any and all person that do not pay fast. Expect to get collections from any and all medical providers fast. One of the biggest holes in hospital balance sheets is getting the bill to someone before they move and claim I never received a bill.
That is the largest line out there. So I have to prove my spot.
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If the account is found to "should have been paid by insurer" and the medical provider did not file insurance properly one would think the medical provider would have the account removed from your report.
NOTHING in credit reporting or collections is written in stone. One would think that all the creditors and bureaus and consumers could work this all out. But multiply, millions of creditors by millions of consumers, by 3 bureaus and it is a wonder anything works.
By and large most credit reports closely reflect a consumers past and current credit.
But strange things happen to real people in the hundreds of millions of different credit spots each day.
So check, recheck, and know your rights. Sounds like you are doing just that.