My question is I have an account for a local company that was opened in 4/1997 but it also say's that it was opened on 8/2001 (not true). It also states on my credit report that is is a unsecured loan, how do I get this off my credit report, It was for a pager bill of 10.53. I thought that after 10 years it comes off of my credit report. It is affecting my qualifying for a home loan.
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Try this and say it not yours 10yrs.
Then validate the debts.
Then negotiate and pay.
10 years and the accounts should be off your credit anyway.
Pager contracts are not secured debt.
Utilities are expected to be paid by reasonable people even if they move.
Tuesday, November 06, 2007
10 year old accounts schould be deleted credit report pager bill can't quailify for a home loan
Posted by
OskieGuy
at
3:58 PM
Labels: 12 Steps to good credit, 7 10 years, approve approved loan, charge off utility, collection, home loan, quailify approved accepted
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