Tuesday, November 06, 2007

10 collection with a zero balance how do I get them off my credit report.

I HAVE 10 COLLECTIONS PAID DOWN TO 0 BALANCE.I DID NOT NEGOTIATE WITH THESE DEBTS.MY TOTAL DEBT IS ONLY 5000 DOLLARS.BUT MY CREDIT SCORE IS ONLY 599. HOW CAN I GET THESE COLLECTIONS OFF MY RECORD. THANK YOU
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We should have negotiated before we paid but I am still a better person. I can say I paid all my bad credit and bills and want to open new good credit and become a responsible credit worthy person.
I can accounts as not mine and some creditors might not respond or might have gone out of business.
These paid collections will not come off.
If I get new good credit, these paid collections will not hurt my crediot score much in the future and my score should increase to 650 at least in the next year.

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