I pulled my credit report and there is stuff on there that was closed for at lest 12 years. the mortgage that I had with my ex-husband is on there from 1997. the house hasn't been mine for the last 12 years and he sold it about 5 years ago. I singed the house over to him in the annulment. how do I get really old stuff off of my credit report ? it thought that things came off on there own. What can I do ?
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The house with your name and your ex-husband's name on it was sold 5 yrs ago not 7 years and thats why it is still on your credit report.
Get new current rated credit on your credit report.
Forget that ex-husband and how he screwed your credit. 5 year old stuff does not affect your score much if you have good credit for the past 2 years.
Do you have credit from today back 2 years on your report that says you pay good.
If not get new good credit started here i like the Total Visa middle of page.
these report to bureaus. Takes 2 years to clear most all bad credit.
Dispute validate and negotiate anything that is old and incorrect.
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I don't under stand your response ????
how do I get all of this old closed stuff from 1997 off of my credit report ??
there is no other guy on my report, just he mortgage company that I had back in 1997
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You need new current credit more than you need to get rid of old bad credit.
That is my response.
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Tuesday, November 06, 2007
Ex husband has old bad credit and i co signed. 7
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3 comments:
sometimes a simple dispute can get rid of those items
How can you re-establish credit openeing accounts and paying them on time for two years if nobody wants to give you credit?
Send in a chasiers check for 300 and open a bp oil gas card
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