Tuesday, March 07, 2006

my father died in 1999, Bureaus and creditors put my dad stuff on my report

Quoting REAL PERSON
I recently found your site and have been reading through it. I am in an odd predicament which I will explain in the hopes you can point me in the right direction. When my father died in 1999 the credit bureaus, and in a few cases, the creditors, put items on my report that belonged to my dad. In one instance there is an item on my report from 1984, when I was only eight years old, for 100,000 dollars that my mother incurred while she and my dad were married for medical bills. The previous example is by far the worst of them,
but there are many items on my report due to the exact same or similar circumstances and I have been meeting with heavy resistance in correcting this because I share my father's name, the only differentiating factor is our social security numbers, which are not even remotely similar to one another, and thus far have not seemed sufficient to get these items removed. I was wondering if you could give me any ideas for how to approach this in a manner
that will get the desired resolution. I only owe, at most, 10,000 dollars and thats probably stretching it quite a bit, but my credit report shows something in the neighborhood of 150,000 dollars in debt. I appreciate any guidance you can provide and I thank you in advance.
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i would get his death certificate and use copies of it to dispute these errors. In adition I would get a birth certificate for myself and snd copies of it in for dispute.
I would get copies of all my reports and circle items that are obviously inccorect. Under the cirlced item I would explain the stupid stuff like I was 8 for goodness sakes.
In addition i might go to thre better business bureau and foloow suite with them and ask for help.
Then I might go to the FTC

1. dispute with birth and death certs
2. copy reports and circle and explain the obvious errors.
3. get help from FTC and BBB
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2 comments:

Anonymous said...

My fiance just discovered that his father's name is on his credit report. Their social security numbers aren't similar at all. Is there any way to correct this without sending copies of his driver's license & social security card to the bureaus? I hesitate to send them such personal information.
Thanks!

OskieGuy said...

do not hesitate at all
it is the bureaus only job to qualify ones identity.
http://www.oskie.com/credit-dispute.htm