Tuesday, March 07, 2006

any way i can pay it and have the default removed

Quoting REAL PERSON

hi there i checked out your website, i am woundering i have a default for £96 with a mobile phone company. is there any way i can pay it and have the default removed as apose to it just being settled and it still showing on my file.
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Absolutely.
Ask to open the same account and pay all fees.
then ask if i pay good for 24 months will you remove this file.
If they answer no it is probably not worth the trouble on a mobile phone bill as they do not report new goood credit. They only report poor payments.

A credit card however reports both and would make a better candidate for removal and establishing new good credit.

i would consider opening or using an existing credit card to over lap this bill.
In any event 96 is not much to spend and should probably be paid anyway.
I would still press for total removal upon payment in full including fees
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