hi bo, i am a senior citizen and desparately need to know how to get my credit reports asap. i am not computer savvy and have also been told not to use the internet to obtain these from the 3 agencies. there are some errors reported by 2 banks which have seriously altered my fico. don't even know how i stumbled across your website . was using another computer,and now that i have returned home, decided to try to e-mail you for info. i need to correct this immediately. have tried phone but can't get a live human. HELP! thanks
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you can mail this free credit report form next day air
but to get your score you really need to use the computer and a credit card with visa, master card, discover or american express as the issuer using your credit card ensures you have some safety really
the card issuer assume some responsibilty as far as fraud and theft. AND you really need all three scores at each bureau I would assumethe scores is where the free stuff gets quirky.
there are really NO free scores. UNLESS you get monitoring with a company that sells monitoring and, the scores come with the report you get for free, with the monitoring.many of these companies make it more enticing by saying free if you cancel in so many days and they hide the so many days as far down as they can. this is what i do.i get the 3 reports and 3 scores online and cancel right then.
while i am still thinking about it and in the same place. NOW if you want to dispute some errors.
you can and should do that with this form, right now, by certified delivery mail.
use the addresses on the page you print for transunion, experian, equifax.
Wednesday, July 23, 2008
What is a totally free credit report and what about my credit score
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