Thank you for your example letters. I sent a validation letter to a creditor and I certifierd w/signature and it has been more then 30 days.I also disputed with the credit bureau all 3.
what would be m next step should i contact or send copys for certify to credit bureaus? Also one of the creditor sent me a summons letter right after they got my certify letter from me.
What does that mean? Please help me ....
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anything not replied back from the collections or creditors within 30 days should be disputed with the 3 bureaus as not your account summons means they would like to take you to court.
If they cannot provide the information you requested. they may be bluffing.
I would call or go by the court and see what if anything the summons means to the court on the papers
and
what evidence they may have. if they do have decent evidence. You might need to consider paying them or arrianging settlment before it gets to court and a judgment is rendered against you.
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Dispute through the bureaus …
Reporting has been ruled to be a "collection activity" …
although it wasn't specifically stated verifying that a debt is owed would also be a prohibited collection activity prior to providing validation if requested.
Wednesday, July 23, 2008
Credit Help with court summons and dispute reply
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