I belong to a program called, TrueCredit and they monitor my credit reports each month and also I can pull free reports and credit scores there at will. I recently had a derogatory thing drop off my reports so I decided to pull my new scores. Last year at this time my scores were:537 Transunion599 Experian615 Equifax On July 9 I "re-ran" my updated credit scores to see if there was any change and there was. On that day they were:658 Transunion632 Experian 610 Equifax I was SOOOOOOOO excited to see that my scores were going up. However, on July 9th I also entered some disputes (there was one derogatory that was over 7 years old and I asked that it be removed.) So I decided to refresh my scores one more time on July 11. When I did, I was shocked to see that Experian and Equifax has LOWERED MY SCORES by more than 40 points each, even though there has been no change to my credit reports in the two days between the July 9th score update and when I pulled them July 11. Here was the result on July 11:658 Transunion (NO change here!) 596 Experian 573 Equifax The last two are significantly lower than my credit scores have ever been in my lifetime. Since nothing derogatory was added to my credit report in that two day window, what do you think happened and how can I get this fixed?
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true credit should give you that answer
makes no sense to me at all should be higher the only reason it shold be lower would be if you charged up a credit card or something
to more than 80% balance to high credit ratio
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Friday, July 25, 2008
Just wanted to thank you for the free credit help
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