I am trying to purchase my first home. My credit score is in the low 500. My mortage company told me to try to pay off some of the things on my credit record so that my score will go up. 1. I have 30 days to close. will that be enough time. 2. My realtor told me I could do a straight mortage or bond for deed. She had me to sign a contract and now I hear nothing about the bond for deed I am using all my money trying to pay off old debts. Will this help me to meet the deadline.
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you will have to ask your realtor that question get recipt of payments, Use recipts for proof of payment you can dispute items as you pay them to speed the credit report update processsay paid off in full, or paid as agreed I did a straight mortgage to get financed on my first home6 mos later i got a fixed rate mortgage. Is this what the realtor is talking of?
Thursday, April 10, 2008
Trying to buy a house
Posted by
OskieGuy
at
7:12 AM
Labels: approve approved loan, collections, get a home, home loan, quailify approved accepted
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