I have a question regarding improving my credit score. It is 586 (Experian) 595 (Equifax) and 588 (Transunion) POOR
I currently have no credit cards (paid the remaining balance of my Macy's- which was late once in 2007 - all agencies are reporting that it was paid satisfactory however.
I have no car loans or other installment loans.
I do have 2 judgements which are both closed - paid, but still show on my reports.
I also have 2 utility negative marks against me (AT&T and United Illuminating)
My biggest issue, is that I did a foreclosure bailout loan in December of '06... One item i noticed is that my new mortgage (which has not been paid late) does not show on either of my reports. The old mortgage, that was bailed out does show however.
-----------------------------
your big issue is no good current credit
right now get new good reported to a bureau credit
call whomever you pay your mortgage and ask why they do not report
Wednesday, April 16, 2008
I have old bad credit and no new good credit
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment