my credit score is 571. How bad is that? I need a way to get a mortgage.

REAL PERSON
Hi,
I just found out my credit score is 571. How bad is that? I need a way to get a mortgage.
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From: Bobo Majors
You need a 640 minimum...so pretty bad.
Pay down debts to 80% of limits
Dispute all bad stuff
Pay off all old debts
Ask for removeal if you pay
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Is bankruptcy an option?
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Not for getting a mortgage
But yes it is always a option
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