I have an account with Discover that was "charged off

Hi Bo,
Thank you for your generous website. These are trying times for me and its nice to get advice from a human being!
I have an account with Discover that was "charged off". I am in a fortunate position where I can pay the debt in full. I read your advice about how to go about that process and I plan to begin negotiating with them.
My question is this:
If I am successful in dealing with discover and I am able to pay them back and improve my score, what happens to the collection agency that bought the account from them? Do I have to contact them or ask Discover to? Do I have to pay them anything to get them off my report?
Thank you for your help,
REAL PERSON
------------------
If the account is listed as "Charged Off", this normally means the have accepted a tax credit for uncollectables. Most of the time these are not then sent to collections as far as I know.
I would speak to discover and ask them the question you asked me. In any event I would try to open the same account if possible with an up front deposit + full payment.
I would deal with the collection secondly. I would guess the collection could complicate this matter.
-------------------
Totally free CREDIT REPORTS and Scores + toll free credit help hotline
Free Credit Dispute Form
Credit Help Tips
Credit Help Outline