----- Original Message -----
From: Real PERSON
To: majors@oskie.com
Sent: Monday, June 06, 2005 11:36 AM
Subject: Question
Saw your web page. Cant get anyone at Experion, maybe you can shed light on one or two questions for me.
a) i'm showing one or two 30 and 60 day late payments from 1995 and/or 1996 ...I thought these were supposed to "fall off" after 7 years?
b) how come when you order a credit/fico report from Experion it says one thing, 687 for example, but when my bank gets a compiled report which includes an Experion score generated the very same day, it says 625 for example!
I can't find any way to contact Experion to ask them these general questions!
Thx in advance!
REAL PERSON
a The lates should come off if the date of last activity shows 95 / 96. Start dates are in different columns than last activity date.
b Experian Trans Union Equifax all have different data. My company subscribes to Equifax only. If you have multiple credit streams there will be a different score since they all use one of the 3 but rarely all. The scores measure in simliar ways but are all branded. Just like Chevy Dodge Ford trucks all call they're 4 door trucks a different name even though they do the same thing.
Read These Pages The 3 Main bureaus for phone numbers and the like.
Bobo Majors
931-455-6066
Monday, June 06, 2005
7 Years from date of last activity bad credit falls off. Matters of law 10
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2 comments:
PLEASE HELP! Where can I buy/obtain a 3-bureau report that actually reflects 'DATE OF LAST ACTIVITY' on it? I used "truecredit" online. Its not there, and I've looked at others, but they have conveniently left that "date of last activity" column out of the reports. Suggestions?
Thanks!
Real Person Sandy in Florida
Im at a loss to tell you the truth. I pull credit reports everyday at work and all those reports have dla. I just can;t answer you.
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