I have a bad credit score 600 I hire lex law firm in November of 2005 to clean it up

Bo
Thank you for taking the time to read this and offer your help. I have a bad credit score 600 I hire lex law firm in November of 2005 to clean it up. Nothing has changed I paid my mortgage on time and just went to get a refinance and now my credit score is 580. This is after 8 months with Lex Law firm and many things are not supposed to be on there. I thought by hiring lex law firm that I was takign the right steps but credit score has actually went down. The people at lex law firm told me that many of the banks I just went to wells fargo use old credit reports. They said that info is more then likely at least 3 months old. Can this be true that the when banks run your credit check the information they get is at least 1 to 3 months old this answer made not sense with me. I have been paying these people to clean up my score for 8 months and now it is actually down. What can be done?
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I am not sure without seeing everything on your credit file and knowing what they might have worked on.....I do know that one can do most things without paying for a credit repair company but other might need the expertise to get stuff done.....stuff done.....I would wonder if you have not possibly had a late payment or a few inquiries or gone further indebt on an existing account. All three will make your score go down some.....30 points is not a huge fall.....SO I would hope lex law was of some help but one mus remember just because we pay someone money does not mean our credit will get better.....some accounts cannot be changed, removed or updated no matter who works on it....yes it can be true..
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I still have things on my credit report that are reported as a right off. That I paid with a loan from 99 I have the payout sheet from the mortgage company the account number even match. I would think things like this are correctable? IT is not only not true but have been paid off since 99 and I have the closeout from the mortgage company to prove it.
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If it is marked 99 it should fall off this year anyway
write offs or charge offs still show as bad credit but paid....the account should reflect paid but at this point it will fall off soon i would expect....of course the date of last activity should aslo show 99...

I would suspect something far greater to be of detrement than this account since scores are weighted more towrds the previous 2 years of credit activity....I would not think this account would have much beraing at this point...something more must be wrong....
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