Raise my credit score fast. I go turned down

THE REASON WHY I AM WRITING YOU IS FIRST I WANT TO RAISE MY FICO SCORE FAST.
RAISE MY CREDITI HAVE CONTACT THE CREDIT BUREAUS FOR A FREE CREDIT REPORT HOWEVER THEY ARE TELLING ME I RECEIVED A REPORT WITHIN THE LAST 60 DAYS SO I MUST PAY. I APPLIED FOR CREDIT AND WAS TURNED DOWN TWO WEEKS AGO, I THINK I AM ENTITLE TO A FREE CREDIT REPORT. ALSO I AM IN THE MARKET OF BUYING A HOME , BUT I AM BEING TOLD MY CREDIT SCORE IS TO LOW. WHAT SHOULD I DO?

PLEASE E-MAIL ME BACK
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you will get a letter in the mail saying you were turned down
use it and this page
to get a free report
Free credit report I got turned down letter

Turned down for bad credit with Equifax. Need free credit report.

Turned down for credit card with information provided by Equifax. Under the Fair Credit Reporting Act, I am entitled to a free copy of this report. Who do I contact?
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http://www.oskie.com/free-letter/get-my-credit-report-with-out-without-credit-card-letter.htm

Turned down for student loan for past paid collections. Can I get them removed?

I recently applied for another Student Plus Loan for my son. I have done this with two sons for several years without incident. I was shocked when I was denied the loan for this scholastic year. The agency here in NH sent the denial letter to me. I called to ask what the problem was and they indicated that Transunion had reported two items from Collection Agencies on my report from 2005. I didn’t know they were even there, (MY BAD). They also were able to tell me that they were both medical service items and that both had been paid off within 3-4 months of going to collections. I was also told that because of some government rule changes or this scholastic year, they were not able to overlook the items as had been done unbeknownst to me in 2005 and 2006, and grant the loan.
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Are you saying you paid them off and there is no balance now and you still cant not be approved.
Or
that you thought you paid them all off and they are not paid off.
OR
because you have a paid collection you can not be approved?
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The first then there is nothing you can do.

The second go here and use the debt validation letters.

The last then there is not much you can do. Once a collection has been paid there is no reason for the creditor to remove or negotiate.
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I paid them off in 2005 shortly after they went to collections. Now Icannot get approved for the PLUS loan due to a change in policy thatdoes not allow approval if there is any items that went to collectioneven if it has been paid off. Why wouldn't the creditor be willing toremove the item from the report? Is there a cost to him to do this?
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Because you made them collect.
It is a fact, that goes into your credit file.
None will talk about paid files.
Negotiate before you pay. I guess you will rememeber that one.
There is a labor cost. But why would they take it off? There is no good reason.
Some would argue it would be lying or illegal to take it off.

Creditors have tightened credit rules you know. House market and all.
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Thanks for the quick responses. I certainly will remember this one.Now I have to figure out a way to keep my son in school.
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Sorry.
you can dispute them and hope
www.oskie.com/credit-dispute.htm

Need some good credit. Got turned down for a credit card

I need your help. I recently applied for a store credit card (Brandsmart) and they denied for the following problems:
-age of oldest account( I dont know what that is)
-delinquency, adverse pulic record or collection ( I have never been send to collection, I dont know what the other two things means)
- no open bankcard accounts reported (I do have 3, 1 under my name and the other 2 under my name and my husbands, what can i do so that the bank report the bank cards?)
-two few accounts currently paid as agreed (what does that means)

I NEED YOU TO EXPLAIN ME HOW CAN I FIX MY CREDIT AND WHAT DOES THE 4 FACTORS LISTED MEANS, PLEASE!! I DONT KNOW WHAT MY CURRENTLY CREDIT SCORE IS BUT SOME MONTHS AGO I HAD IT ON ITS 500'S

THANK U,
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majors@oskie.com / to Need good credit / have no credit /
You have no credit record
You need three open and rated lines of credit.
You also need a copy of your report. Need to know about adverse
If you do not have a credit report get one online here
https://www.credit.com/r/truelink_fit/af=p39646&ag
or use this form to get your reports if you have no credit card.
http://www.oskie.com/free-letter/get-free-credit-report-letter.htm
I would try this if I was turned down
http://www.oskie.com/free-letter/open-new-good-credit-sample-form-letter.htm
It will take one year for your score to show up.
Of course sign up for new credit here.
http://www.credit.com/r/problem_credit/af=p39646&ag=

I have applied for credit with a bank & have been turned down due to a couple of things listed on my report. They are medical expenses that were unfortunately turned over for collection while I waited for insurance to pay the potion they owed. The balance owed by me was paid shortly after. How do I go about getting this off my credit report ? Please respond to
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If the accounts show up as unpaid, dispute them as paid in full.
Use the dispute form on my website.